HKAdvisor
Ask the awkward money questions first
Hong Kong · licensed advisers, MDRT and COT
唔使一見面就講錢，由問問題開始 — you don't have to talk money on day one. Start by asking.
That line is the whole product. Most people avoid financial advice because the first meeting feels like a sales call. HKAdvisor puts the questions first and the meeting later, if at all.
How it works
Ask the AI anything about money or insurance — *what should I buy on HK$30K a month*, *what is the difference between critical illness and medical cover*, *do I have a protection gap* — and get an answer immediately, with every piece of jargon explained on request. 24/7, no appointment.
Four things they commit to:
- 最易明 — everyday Hong Kong language, no jargon left hanging
- 最透明 — benefits, limits and fees all stated up front
- AI 即時解 — any term explained on the spot, so you decide once you understand
- 零壓力 — read at your own pace; nobody pushes
There is also a tax calculator and a deductions section for the parts people usually get wrong.
Who is behind it
Licensed financial advisers, MDRT and COT qualified, with the AI as the front door rather than the whole service. When you do want a person, there is one.
The honest summary: it is an insurance and planning practice that decided the awkward part — being sold to before you understand anything — was worth engineering away.